Tour and Travel – Pamantasan.info

Some people simply overlook boat insurance. They think that nothing bad is going to happen, when in reality, bad things often happen involving boats!

If you own a boat, you need boat insurance. In fact, many states now require boat owners to carry Watercraft Liability insurance before they transport or operate a boat. If your boat has been financed, your lender will almost always require you to carry full coverage boat insurance.

Again, most people don’t think anything bad will happen – but bad things do indeed occur!

Vandalism is one problem that you may encounter. This is especially true if you dock your boat in a marina. Vandalism can also occur when you park your boat at your home, or at a hotel when traveling.

When you shop for insurance, make sure that vandalism is covered on your policy. Most issuers of boat insurance will only offer you the Watercraft Liability – but in most cases, you need more coverage than that! Theft is another possibility. Cars are stolen all the time – but boats are stolen as well. In fact, stealing a boat is easier than stealing a car!

Boat insurance should cover you in the event of vandalism, theft, sinking, fire, storms, capsizing, stranding, collision, and explosion. Furthermore, the insurance should cover the boat, the motor, and the trailer used to transport the boat. The boat should be covered no matter who is operating the boat, as long as they are legally allowed to operate the vessel.

Boat insurance will typically cover you in the event of malfunction as well. If something happens to your motor, it should be covered by your insurance. It should also cover you in the event that your boat needs to be towed back to shore.

What you are covered for depends on what type of coverage you purchased through your insurance agent. For this reason, it is important to know what type of coverage is available. Not all insurance companies will offer all types of coverage, but they will offer Watercraft Liability and Watercraft Medical payments.

Watercraft liability covers you just like car liability insurance protects you in the event of an accident where you are found to be at fault. Medical payments will cover medical expenses incurred by you and the occupants of your boat that are the result of a boating accident in the covered water vessel.
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Jet Aviation has announced that they have been sold, pending antitrust clearance, to the Permira Funds a leading international private equity specialist. Ending several years of speculation, the Zurich based operator of business jet services has finally accomplished what had long been expected: the sale of the Hirschmann family business to outsiders.

As early as 2000 the sale of Jet Aviation had been expected by employees as well as by industry insiders. Indeed, Jet Aviation management had been marketed openly throughout 2001 by Goldman Sachs, but the sale was cancelled when a suitable buyer was not found and the terrorist attacks put a further drag on an already downturning economy. Still, rumors of the sale of the company persisted and heated up recently with speculation that one of Warren Buffet’s companies, i.e., Gulfstream Aerospace, may have been interested in the company’s maintenance facilities.

Currently, Jet Aviation is a Zurich-based concern employing 3500 people worldwide. US operations remain strong with the bulk of the employees working out of Teterboro [NJ] Airport.

Even with the probable sale of the company to Permira, speculation is persisting as to what will become of the company after the sale is completed. Some industry leaders believe that the company is more valuable for its parts than as a single entity. Thus, parts of the company could be sold off and a scaled down Jet Aviation might remain in place. Areas of the company thought to be susceptible to a sale include:

1. US Maintenance Facilities. With prime locations at Bedford, Teterboro, West Palm Beach, and Dallas the American facilities are capable of providing expert airframe support to just about any type of business aircraft.

2. Completion Centers. Some or all of the company’s award winning completion centers are thought to be highly marketable. From the Boeing BBJ to the Gulfstream 550, and to the Sikorsky S-70A aircraft delivered “green” to Jet Aviation facilities are outfitted with state of the art interiors.

3. FBOs. Jet Aviation’s group of fixed based operations which provide domestic and international flight handling, line maintenance services, refueling, passenger and crew transportation, catering and hotel accommodations and immigration and customs services are an important asset for the company. Indeed, the Dubai facility — Jet Aviation’s newest FBO — is considered by some to be unmatched in the industry. Read the rest of this entry »

More and more people from all walks of life are jumping online to make money from a home-based business. They want to work part-time, full-time, any time…to get away form the daily office grind, the water cool gossip gang, low wages, poor to zero benefits, unthankful bosses, demanding hours, zero to little vacation time and more.

And rising costs everywhere add to the seriousness of starting a home-based business. From high prices for food to automobile fuel to clothing, utilities, advanced education and more, jobs that only maybe offer a 4% raise per year don’t even keep up with daily living costs. So extra income – or even a better main source of income – is a must for many households.

In response to the many needs for make money, work from home and enjoy more benefits, here is a look at 10 reasons to start your own Coastal Vacations business:

1. You can say “Goodbye!” to a bad boss and be your own boss. No more looking over your shoulder. Instead, you can enjoy the freedom of more and varied time, improved goals that you want, and finances to cover your needs and wants.

2. You can work any time and in comfort. No more perfume- and cologne-filled elevators and public restrooms. No more vending machine junk food. Schedule your own flexible time and benefits.

3. You can put an end to mindless work like filing. Instead, choose to work on what you want and outsource the rest.

4. You can choose to work for someone else while you grow your business so that you maintain a stable income, if you want. Your choice. Switch when you’re ready.

5. You can say “Goodbye!” to job security issues and the fear of unemployment or being fired. You can run your business in good times and in bad, getting plenty of help as needed.
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Between the time you check your luggage in and the time you claim it at your destination, it may have passed through a maze of conveyor belts and baggage carts; once airborne, baggage may tumble around the cargo compartment if the plane hits rough air.

In all fairness to the airlines, however, relatively few bags are damaged or lost. With some common-sense packing and other precautions, your bags will probably be among the ones that arrive safely.

Packing

You can pack to avoid problems. Some items should never be put into a bag you plan to check into the cargo compartment:

* Small valuables: cash, credit cards, jewelry, cameras.

* Critical items: medicine, keys, passport, tour vouchers, business papers.

* Irreplaceable items: manuscript, heirlooms.

* Fragile items: eyeglasses, glass containers, liquids (check the latest rules on liquids.

Things like this should be carried on your person or packed in a carry-on bag that will fit under the seat. Remember, the only way to be sure your valuables are not damaged or lost is to keep them with you. Even if your bag is not lost, it could be delayed for a day or two. Don’t put perishables in a checked bag; they may spoil if it is delayed. It is wise to put items that you will need during the first 24 hours in a carry-on bag (e.g. toiletries, a change of underwear).

Check with the airline for its limits on the size, weight, or number of carry-on pieces. (There is no single federal standard.) If you are using more than one airline, check on all of them. Inquire about your flight; different airplanes can have different limits. Don’t assume that the flight will have unlimited closet space for carry-on garment bags; some may have to be checked.

If you plan to go shopping at your destination and bring your purchases aboard as carry-on, keep the limits in mind. If you check these purchases, however, carry the receipts separately; they may be necessary for a claim if the merchandise is lost or damaged. Don’t put anything into a carry-on bag that could be considered a weapon (e.g. scissors, pen knife).

Checked baggage is also subject to limits. On most domestic and international flights, it’s two checked bags (three if you don’t have any carry-on luggage). There can be an extra charge if you bring more, or if you exceed the airline’s limits on the size of the bags. On some flights between two foreign cities, your allowance may be based on the weight of the bags rather than the number of pieces.

The same two bags that cost you nothing to check when you started your trip could result in expensive excess-baggage charges under a weight system. Ask the airlines about the limit for every segment of your international trip before you leave home, especially if you have a stopover of a day or two or if you are changing carriers.

The bags you check should be labeled- inside and out-with your name, address, and phone number. Add the name and address of a person to contact at your destination if it’s practical to do so. Almost all of the bags that are misplaced by airlines do turn up sooner or later. With proper labeling, the bag and its owner can usually be reunited within a few hours.

Don’t over-pack a bag. This puts pressure on the latches, making it easier for them to pop open. If you plan to check any electrical equipment, glassware, small appliances, pottery, typewriters, musical instruments or other fragile items, they should be packed in a container specifically designed to survive rough handling* preferably a factory-sealed carton or a padded hard- shell carrying case.

Check-in

Don’t check in at the last minute. Even if you make the flight, your bag may not. If you miss the airline’s check-in deadline, the carrier might not assume liability for your bag if it is delayed or lost. If you have a choice you should select flights that minimize the potential for baggage disruption.

The likelihood of a bag going astray increases from #1 to #4 below (i.e., #1 is safest): 1) nonstop flight 2) direct or ‘through’ flight (one or more stops, but no change of aircraft) 3) online connection (change of aircraft but not airlines) 4) interline connection (change of aircraft and airlines).

When you check in, remove straps and hooks from garment bags that you are sending as checked baggage. These can get caught in baggage processing machinery, causing damage to the bag. The airline will put baggage destination tags on your luggage and give you the stubs to use as claim checks. Make sure you get a stub for every bag. Don’t throw them away until after you get your bags back and you check the contents. Not only will you need them if a claim is necessary, but you may need to show them to security upon leaving the baggage-claim area.
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